Lebanon, Pennsylvania Bankruptcy Lawyers
Personal and Business Bankruptcy, Chapters 7, 11, 12, and 13
Despite the 2005 changes in federal bankruptcy law, relief from debt is still available for most consumers through personal bankruptcy. Henry & Beaver Law Firm can advise you about saving your home or your car, or escaping from under crushing debts.
Arrange a free initial consultation today to discuss your financial situation and your available options. Henry & Beaver also represents the interests of lenders and other creditors in pre-bankruptcy workouts and Bankruptcy Court proceedings. We serve debtors and creditors in Lebanon, Lancaster, Schuylkill, Berks and Dauphin counties.
Personal Bankruptcy
- Chapter 7 Bankruptcy — Qualifying consumers can erase credit card balances, medical bills and other unsecured debts through Chapter 7 liquidation. With exemptions for retirement savings, home equity and most possessions, the majority of filers will not lose any assets.
- Chapter 12 Bankruptcy —Family farmers facing bankruptcy should contact our firm to explore ways to reorganize their debts and hold on to their farms.
- Chapter 13 Bankruptcy — If your income is too high to qualify for Chapter 7, or if your home is in danger of foreclosure, Chapter 13 reorganization provides relief from creditors while you repay a portion of the debt over 3 to 5 years. Foreclosure, repossession and harassing phone calls will stop as soon as you file.
We can fully explain the law and the likely outcome of your bankruptcy choice. Area attorneys routinely consult Henry & Beaver for our depth of experience in bankruptcy law, or refer to us cases such as bankruptcy arising from divorce.
Creditor Representation in Bankruptcy
Henry & Beaver Law Firm represents a number of regional banks, large regional distribution companies, many smaller businesses, and municipalities that are owed debts, taxes or assessments by individuals and companies seeking relief under the Bankruptcy Code. We also represent creditors and creditors’ committees in all chapters of bankruptcy including Chapter 11 reorganization.
We can act as collectors to negotiate debtor repayment terms prior to bankruptcy filings. In Bankruptcy Court, our attorneys can:
- Petition for relief from a stay
- File motions for dismissal
- Review and register objections to bankruptcy plans
- Advise creditor committees
- Represent creditors in preference litigation
We are a debt relief agency that helps people file for relief under the United States Bankruptcy Code.
Our bankruptcy lawyers, Marc Hess and John Whitmoyer, practice in the Bankruptcy Courts of the Middle District and Eastern District of Pennsylvania. Contact our Lebanon office today at 717-769-1296 to set up a free consultation.
